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Feature rich convicted driver car insurance policies to keep you moving.

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Key features of a typical convicted driver car insurance policy

Insurance For Serious Convictions

Insurance options for many serious convictions

Personal Belongings Cover

Personal belongings cover up to £300

Accommodation After Accident

Urgent accommodation following an accident

Accident Roadside Recovery 24 hour

Accident roadside recovery 24/7

Personal Accident Cover Driver And Occupants

Personal accident cover for driver and occupants

Pay In Instalments

Plus, you can pay in instalments

Why choose Lifesure for convicted driver car insurance?

As an experienced, UK based insurance broker, we've been arranging insurance for more than 50 years, so you can be sure you're in safe hands with Lifesure!

We find insurance for those with motoring convictions, including:

DR10 Driving or attempting to drive with alcohol concentration above limit

DR20 Driving or attempting to drive when unfit, through drinking

DR30 Driving or attempting to drive then refusing to provide a specimen

DR40 In charge of a vehicle with alcohol concentration above limit

DR50 In charge of a vehicle while unfit through drink

DR70 Failing to provide specimen for breath test

IN10 Using a vehicle uninsured against third party risks

Many of our customers tell us our convicted driver motor insurance offers everything they need, with our prices and good old-fashioned customer service just what they were looking for. In fact, that’s why we received the Feefo Platinum Trusted Service Award!


What does Lifesure’s convicted driver car insurance cover?

Take a look at how we could protect your car with our handy summary below. These features are included as standard in many of the policies we offer. Remember that no policy protects you against every scenario and it’s always best to also read your policy documents to understand the conditions and exclusions that apply.

What’s covered

  • Full personal accident cover for drivers and all occupants of the vehicle
  • Accident roadside recovery available 24 hours a day, 7 days a week
  • Up to £300 for personal belongings in your car
  • Cover for child car seats
  • Following an accident, we will pay up to £250 for your reasonable and necessary accommodation. Alternative transport can be provided if you cannot complete your journey
  • Like-for-like cover provided for up to 93 days while travelling in the European Union

What’s not covered

  • Cover for imported cars – we have imported policies should your car fall into one of these groups. Find out more
  • Loss or damage if your vehicle is not adequately secured
  • Loss or damage to any caravans or trailers
  • The maximum vehicle value covered is £30,000
  • Please read our policy documents below to understand the conditions and exclusions that apply

Policy enhancements

  • Key cover Provides cover for the costs to repair or replace keys in the event of damage, theft or loss
  • Accidental death & personal accident Provides a benefit payment for death or certain bodily injuries while driving or travelling in the insured vehicle
  • Vehicle excess protection We will reimburse you for the excess on your vehicle insurance policy following a claim on your vehicle insurance
  • Substitute vehicle and legal expenses Provides cover for the recovery of uninsured losses and motoring prosecution defence. If your insured vehicle is undriveable or has been written off as a result of an incident which is insured by your motor insurance policy, we will arrange to supply you a substitute vehicle
  • Motor breakdown Roadside recovery and at home assistance in the UK provided by the RAC.

Terms and conditions, limitations, exclusions and acceptance criteria applies. Policy enhancements are subject to an additional premium.

Full convicted driver car insurance policy information

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Lifesure RAC car breakdown policy
PDF 767.58 KB
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Key cover insurance (renewal on/after 01.01.24)
PDF 317 KB
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Key cover insurance (renewal on/before 31.12.23)
PDF 222.18 KB
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Accidental death and personal accident insurance (renewal on/after 01.01.24)
PDF 427.61 KB
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Accidental death and personal accident insurance (renewal on/before 31.12.23)
PDF 427.6 KB
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Vehicle excess reimbursement insurance (renewal on/after 01.01.24)
PDF 744.26 KB
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Vehicle excess reimbursement insurance (renewal on/before 31.12.23)
PDF 374.49 KB
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Substitute vehicle and motor legal policy insurance (renewal on/after 01.01.24)
PDF 228.39 KB
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Substitute vehicle and motor legal policy insurance (renewal on/before 31.12.23)
PDF 197.7 KB

Your payment options

We believe in making insurance straight forward and easy for our customers. That’s why we have multiple payment options, so you can choose your preference: instalments, debit card, credit card, BACS or bank transfer.

You should prioritise the right level of protection for your car over the price of the policy. One way to make the cost of your insurance manageable is to spread the cost. We partner with Close Brothers Premium Finance to enable you to pay in regular instalments.

If you decide to pay by premium finance, the set-up process couldn't be easier as we arrange all of this while processing your policy. The credit agreement will be between yourself and Close Brothers Premium Finance and you will make regular instalments by Direct Debit to them to repay the cost of your insurance premium, plus interest and any charges, which we’ll let you know about in advance.

Flexible payment dates, online account management and simple credit agreement renewal make it easy to have the best protection possible.

Ways to pay

Find other insurances

In addition to convicted driver car insurance, did you know that we offer a whole host of everyday and leisure insurances, all under one roof? From insurance for motorhomes and static caravans, to household and breakdown cover, we’ve brought together a collection of policies packed with features, so shopping around for what you need is that little bit easier.

Our experienced advisors will be able to talk to you about all of your policies in one conversation, so you can spend your time doing more of the things you really enjoy! Take a look at the other insurance covers we can provide.

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