Your bags are packed and you’re ready to hit the open road. But before you go, it’s worth considering campervan insurance. After all, it’s good to know you’re covered if something unexpected happens while you’re away. Without it, you could be left to fork out substantial fees if you run into a problem, like theft or damage.

That’s why we’re here. As a specialist leisure broker, we work with a panel of specialist insurers to help you find a campervan insurance policy that meets your needs. Whether you’re looking for insurance for a campervan or a quick quote, just provide us with some basic info, like your vehicle details, and we’ll do the rest. You can get a quote hassle-free with one of our friendly agents or through our online campervan insurance quote service.

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Campervan breakdown insurance

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Your campervan insurance specialists

Campervans aren’t your standard vehicle. So, getting the protection you need from standard vehicle insurance may be tricky. That means you could be left to cover potentially huge costs if you run into a problem, such as damage, theft, or injury.

Fortunately, at Lifesure, our campervan insurance specialists offer policies that cover a variety of perils from personal belongings to lost keys. With us, we want you to adventure with confidence, knowing you have cover for the things that matter to you.

Key features of a typical campervan insurance policy

Holiday Let Insurance

Personal belongings included

Self Conversion Insurance

Self-conversions covered, even if not finished

No Mileage Cap

No mileage cap on some policies

Replacement Key Insurance

Cover for new keys in case of theft/loss up to £500

Camping Equipment Insurance

Camping equipment included in cover

Windscreens And Window Repairs

Damage to windows or windscreen covered

Why choose Lifesure for campervan insurance?

We’ve been arranging insurance for campervans in the UK for over 40 years, so we know a thing or two about what you’re looking for in your policy.

With our average 4.8 out of 5 star reviews* on Feefo, our customers frequently share that they’re fans of our affordable policies and superb customer service. It’s why we’ve earned the Feefo Platinum Trusted Service Award for four years in a row.

Our award-winning agents are always happy to help. Call them on 01480 402 460 for a new quote or to help with any changes to an existing policy. You can also quickly access your policy details and documents on our MyLifesure online customer portal. From here, you can send us a secure message and update your details.

*Correct as at September 2024

Support with claims

Need to make a claim on your campervan insurance policy? Our insurer partners have dedicated claims teams ready to guide you through every step of the process. We know claims can be a stressful time, so if you need further support our Customer Care Champion is there to help, for additional peace of mind.

Make a claim

Refer a friend for rewards

As a Lifesure campervan insurance customer, you can use our 'Refer a Friend' scheme. When you recommend us to friends, family, or neighbours, you could earn a £40 e-voucher reward. Find out more and start earning here.


What does Lifesure’s campervan insurance cover?

Our campervan insurance ensures your pride and joy is appropriately protected. But remember, no policy protects you against every scenario, so it’s always best to read your policy documents to understand the conditions and exclusions that apply.

What’s covered

  • Comprehensive cover for campervans, worth up to £75,000
  • Up to £3,500 of personal possessions cover for your treasured items
  • Some policies have no mileage cap
  • Self-converting cover options to protect you while off the road
  • Damage to windows or windscreen
  • Fire and theft
  • Awnings, gas bottles and generators are all protected
  • Contribution towards replacement keys in case of theft or loss
  • Discounts for lower than average mileage
  • Alternative accommodation covered at no extra cost
  • EU cover

What’s not covered

  • Deterioration or wear or tear
  • Loss or damage if your campervan hasn’t been properly secured, with doors and windows fastened
  • Loss or damage to a trailer or caravan, whether attached to your motorhome or not
  • Excluded drivers, including drivers without a driving licence and disqualified drivers

Remember that no policy protects you against every scenario and it’s best to also read our policy documents to understand the conditions and exclusions that apply.

Optional extras

  • Key cover Provides cover for the costs to repair or replace keys in the event of damage, theft or loss
  • Vehicle excess protection We will reimburse you for the excess on your vehicle insurance policy following a claim on your vehicle insurance
  • Accidental death & personal accident Provides a benefit payment for death or certain bodily injuries while driving or travelling in the insured vehicle
  • Substitute vehicle and legal expenses provide cover for the recovery of uninsured losses and motoring prosecution defence. If your insured vehicle is undriveable or has been written off as a result of an incident which is insured by your motor insurance policy, we will arrange to supply you a substitute vehicle
  • Motorhome/Campervan breakdown (UK) Roadside recovery and at home assistance in the UK provided by the RAC.

Terms and conditions, limitations, exclusions and acceptance criteria applies. Policy enhancements are subject to an additional premium.

Campervans insured in the UK by Lifesure

If you’re looking for campervan insurance, then we can help. We cater for a wide range of campervans, whether you own a VW California or Mazda Bongo we can help you to find a policy that meets your needs from our carefully selected panel of insurers. We can also cover self-conversions, even if they’re not finished!

Campervan policy guides

Please note: while the below policy documents are labelled 'motorhome' they are applicable to both motorhome and campervan insurance customers.

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Lifesure motorhome insurance (renewal on/after 01.01.23)
PDF 326.85 KB
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Ageas optima motorhome insurance
PDF 415.96 KB
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AXA motorhome insurance
PDF 990.2 KB
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LV broker highway specialist vehicle (motorhome) insurance
PDF 3.17 MB
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KGM specialist vehicle (motorhome) insurance
PDF 1.17 MB
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Lifesure RAC Motorhome Breakdown Policy
PDF 8.44 MB
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Key cover insurance (renewal on/after 01.01.24)
PDF 244.71 KB
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Key cover insurance (renewal on/before 31.12.23)
PDF 222.41 KB
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Substitute vehicle and motor legal policy insurance (renewal on/after 01.01.24)
PDF 225.02 KB
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Substitute vehicle and motor legal policy insurance (renewal on/before 31.12.23)
PDF 198.05 KB
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Vehicle excess reimbursement insurance (renewal on/after 01.01.24)
PDF 364.03 KB
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Vehicle excess reimbursement insurance (renewal on/before 31.12.23)
PDF 506.59 KB
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Accidental death and personal accident insurance (renewal on/after 01.01.24)
PDF 424.59 KB
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Accidental death and personal accident insurance (renewal on/before 31.12.23)
PDF 427.11 KB

Insurance partners

Our campervan insurance reviews

Flexible payment options

Campervan insurance is straightforward with Lifesure. It helps that we have multiple payment options, such as instalments by direct debit, debit card, credit card, BACS, or bank transfer. You can spread the cost to make payment more manageable. We work with Close Brothers Premium Finance to enable you to pay in regular instalments*.

Flexible payment dates, online account management, and credit agreement renewal can make it easier to establish appropriate protection.


*We work with a third party company called Close Brothers Premium Finance Limited (‘CBL’), which manages instalment payments. We act as a credit broker and we are not a lender. If you have opted to pay by monthly direct debit, we will pass your details to CBL and they will make a credit decision about you, which may include a credit check being carried out. Please let us know immediately if you do not consent to us sharing your details with CBL. If CBL agrees to provide you with credit you will receive a welcome pack including a credit agreement from CBL, which you will need to sign and return to CBL. Please note that CBL has its own set of terms, conditions and charges and you should familiarise yourself with these carefully. We may receive a commission for introducing you to CBL. Paying by monthly direct debit via CBL will cost more than paying by one off payment.

Ways to pay

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Frequently Asked Questions:

Can I drive a campervan on my car insurance?

Many standard car insurance policies don’t cover campervans because they are classified differently from regular cars. Campervans have specific features and uses that generally requires specific cover, which car insurance often doesn't include. That’s why it’s always worth considering specialist campervan insurance. To find suitable cover for your needs, get a quick quote or contact us for information.

Can I insure my campervan as a van?

While it’s possible to insure a campervan as a van, doing so may leave you underinsured. Campervan insurance is designed to cover the unique aspects of your vehicle, such as living spaces, fixtures, and modifications that standard van insurance might overlook. A dedicated campervan insurance policy aims to ensure that all aspects of your vehicle are covered, from the kitchen to the pop-up roof, offering you peace of mind on the road.

Can I get insurance for a classic campervan with Lifesure?

Absolutely! Lifesure offers specialised campervan insurance policies for classic campervans. These policies are designed to consider classic models' unique value, rarity, and restoration needs. With our classic campervan insurance, you can protect your investment with cover that reflects your investment.

Is there an age limit on campervan insurance?

Age limits can vary depending on the insurer and the specific policy. Some insurers have age brackets, particularly for drivers under 25 or over 75, which might influence the cost or availability of cover. So, it’s important to check the specific policy terms you’re considering.